Frequently Asked Questions
Frequently Asked Questions – Purchasing Property in Andalucía
What do I need to know to purchase a property in Andalucía, Spain?
Our legal guide offers comprehensive information on the legal process, required documentation, and other vital aspects of buying property in Andalucía.
How does living in a village differ from living in the countryside?
Living in the countryside gives you a tranquil setting surrounded by nature, but accessing amenities might necessitate driving. Village life provides closeness to shops, banks, and restaurants, and living within a community might foster quicker language acquisition.
What are the considerations for children when living in the village or countryside?
For families with school-age children, village life can provide enhanced community integration and quicker language development. Villages often offer better social opportunities and proximity to educational facilities.
Can foreign nationals obtain a mortgage in Spain?
Absolutely, foreign buyers can secure mortgages in Spain. Banks typically lend up to about 70% of the property’s value. We can help you identify appropriate local banks and advise on the necessary paperwork.
How can I ensure the property purchase goes smoothly if I’m abroad?
Our team, together with your solicitor, will supervise the entire buying process, updating you regularly. Open communication is crucial to us, and we are always at hand to address your queries.
What if I can’t attend the Notary for the title deeds signing?
You can grant power of attorney to your solicitor, allowing them to sign on your behalf.
Can I buy property in Andalucía from outside Spain?
Certainly! We can manage the whole procedure remotely, including negotiations, document handling, and legal formalities.
What if I have second thoughts about the property after signing the contract?
Once you’ve signed the contract and paid the deposit, it marks a formal commitment to purchase. Ensure you’re wholly content with your choice because deposits are generally non-returnable, except under specific legal circumstances.
How long is the process from contract signing to completion?
This varies, but it typically takes between 3 weeks and 3 months.
When will I receive the property keys?
You’ll receive the keys upon the signing of the title deeds at the Notary and finalising the payment.
When should I insure the property?
It’s your responsibility to get home insurance immediately after completion at the Notary’s office. We can guide you in sourcing appropriate insurance quotations.
Is it necessary to have a will in Spain?
It’s recommended to have a Spanish will to cover your Spanish assets. Your solicitor can sort this out for you.
Solicitor or Gestor: Which should I opt for?
While both can assist, a solicitor specialises in property transactions, whereas a Gestor primarily deals with tax-related tasks.
What documents do I need to sell my property?
To sell your property, you’ll need to furnish copies of the title deeds, Nota simple, latest IBI bill, recent utility bills, and owner NIE numbers. We’ll also support you through the “permission to sell” process to formalise the sale.
Should you have further questions or require detailed information, do contact us at “A Place in Andalucía.” We are here to guide you at each stage.
